I pride myself on supporting those looking to buy or sell property. Below you will find helpful resources that will help you on your journey. If you have any questions, feel free to contact me at (661) 204-8669 for a no obligation consultation. I am looking forward yo working with you!
Understanding All Your Options, Make a Plan, Good Luck on Your Journey!
What is Foreclosure?
Graceful Exit Options
Deed in Lieu
Short Sale
Allow property to go to foreclosure
Cash for Keys
Refinance Options
Making Home Affordable.Gov
HHF - Hardest Hit Fund
HARP - Home Affordable Refinance Program
HAMP - Home Affordable Modification Program
2MP - Second Lien Modification Program
HAFA- Home Affordable Foreclosure Alternative Program
Modify Length of Loan (Term)
Reduce the Mortgage Principal (Forgiveness)
Loan Payment Forbearance
Mortgage Principal (Buy Down)
Net Present Value Analysis (NPV)
Bankruptcy
Government Agencies
Additional Foreclosure Resources - Know Your Rights
HUD Counseling Agencies located in Kern County
Springboard 1
Springboard 2
National Consumer Law Center
FDIC Loan Modification Program Guide
U.S. Department of Housing and Urban Development
California Attorney General's Information About Loan Modification Scams
Home Affordable Modification Program(HAMP)
HAMP Program Guidelines
Home Affordable Refinance Program (HARP)
National Center For Education Stats
NCES is the primary federal entity for collecting and analyzing data that are related to education in the United States and other nations.http://nces.ed.gov/
GreatSchools.net
GreatSchools.net is your objective source of school information on elementary, middle and high schools. http://www.greatschools.org/
What is a Short Sale?
Sale of Property
Mortgage Debt Exceeds Current Property Value
Short Sale
(Possible) Cancellation of Debt
Allow property to go to foreclosure
(Possible) Debt Relief
Cash for Keys
Higher Sales Price vs Foreclosure
Reasons To Qualify for Short Sale
Loss of Job
Cut in hours or pay
Divorce / Separation
Injury / Major Illness
Death of Family Member
Loan Payment Adjusts Up
Delivering Twins (single baby births do not qualify
Short Sale Information Booklet
Short Sale Process Information & Forms
Affiliated Lenders
Prince Financial Corp.
Homepath Lender, Commercial, Residential, FHA, Conventional & Reverse Mortgages
The Mortgage House (Necole Williams)
Local in house lender
Contractors
Affordable Home Inspections
Reputable and established inspection contractor.
Amparano Roofing
Well established licensed roofing contractor.
American Home Shield Home Warranty
Service that you can trust, after the sale.
Articles
Ten Tips for 1st Time Home buyers
Tips for getting your home ready to Sale
How to Avoid Public Foreclosure